Paying for college truly is an investment in your future. While most students recognize that attending college and earning a degree likely yields better job prospects and larger incomes, paying for that investment can be a challenge.

That's where financial aid comes in. 

What is Financial Aid?

Financial aid is monetary assistance to help you meet some of the expenses of going to college. Aid may be in the form of grants, loans, scholarships, employment opportunities, or a combination of these.

Over 80% of all SCTCC students receive some form of financial aid, and the SCTCC Office of Financial Aid staff and the SCTCC Foundation staff are committed to helping you identify financial aid options that are appropriate for you.

Types of Financial Aid

Loans are repayable awards and the most common form of financial aid. Students who complete the free FAFSA application may be eligible for the Federal Direct Stafford Loan. Parent Loans for Undergraduate Students (PLUS) and Private Loans are also available.

Scholarships & Grants consist of institutional, state, federal, or outside sources of funding that do not need to be repaid. Scholarships and grants are based on many things, including program of study, merit, financial need, a student’s hometown, and other things. Complete the SCTCC Foundation scholarship application.

Work Study is an opportunity for employment for students with demonstrated financial need. In essence, it is the possibility for you to work up to 20 hours per week to earn money. Earnings can be used to help pay your living expenses or to help pay tuition. For more information, please visit the Student Employment desk of the SCTCC Financial Aid Office.

This page provides links to help you learn more about types of loans and grants, rights and responsibilities of aid recipients, federal and college policies about awards, and steps to get started applying for financial aid.


Contact Info

320.308.5000 or 1.800.222.1009

1540 Northway Drive
St. Cloud, MN 56303