Types of Aid - Financial Aid

Grants are need-based funds that do not need to be repaid and can help cover your college costs—eligibility is based on your FAFSA, enrollment status, and financial need.

Scholarships at SCTCC provide students with easy-access, merit- and need-based funding opportunities—just one application connects you to over 100 scholarships, helping you invest in your education and future success.

Work-study programs offer on- and off-campus jobs, typically up to 20 hours per week, with pay based on minimum wage laws. Earnings are limited based on your financial aid award.

Loan options at SCTCC include federal Direct Loans, PLUS loans, and private loans, all designed to help cover tuition and fees—each with specific eligibility requirements, application steps, and repayment terms.